Invest and Save with PiggyVest: Nigeria’s #1 Online Platform

PiggyVest is Nigeria’s top online platform for savings and investments, providing up to 13% interest on savings and up to 25% return on investments within 8 months. It’s renowned as the largest online savings and investment platform in Nigeria.

PiggyVest offers a range of features such as Quicksave, Safelock, Target Savings, and Investify, which allows users to save for specific goals or invest in low-risk opportunities. The platform also rewards users with Piggy Points for saving, which can be converted to cash.

With its user-friendly mobile app and website, PiggyVest has become a popular choice for individuals looking to save and invest in Nigeria. The platform also provides customer care support via phone and email, and has a head office located in Lagos.

How to Open an Account on PiggyVest

To start saving with PiggyVest, you need to create an account on their platform. The process is straightforward and can be completed within minutes. All you need to do is visit their website or download their mobile app and follow the registration steps. You will be required to provide personal information and banking details to link your bank account to your PiggyVest account.

Saving Options on PiggyVest

PiggyVest offers a variety of saving options to help you meet your financial goals. You can choose to save daily, weekly, monthly or use the QuickSave option to save whenever you want. You can also set up automated savings, where a specific amount is deducted from your bank account at regular intervals.

Group Savings on PiggyVest

If you want to save with friends, family or colleagues, PiggyVest offers a Group Savings option. You can set a savings target and invite others to contribute towards it. Once the target is reached, the money is shared among the group members.

Investment Options on PiggyVest

Apart from saving, PiggyVest also offers investment opportunities to its users. With Investify, you can invest in vetted and approved low-risk opportunities with returns of up to 25% per annum. PiggyVest performs due diligence before approving any investment opportunity to ensure the safety of its users’ funds.


PiggyPoints is a reward system that encourages users to save more by offering points for every amount saved. These points can be converted to cash and used for savings or investments.

Withdrawals and Discipline

While PiggyVest allows instant withdrawals, it encourages discipline by limiting the withdrawal dates and charges a fee for withdrawals made outside the agreed dates. This helps users stay committed to their saving and investment goals.

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What makes PiggyVest a safe platform to use?


PiggyVest is a registered financial platform. They acquired a Microfinance bank and its license in early 2018. The company is registered as PiggyTech Global Limited – RC 1405222. They are also a registered cooperative with the name, Piggytech Cooperative Multipurpose Society Limited, with registration number 16555. This shows that the company is legally recognized and authorized to operate as a financial institution.

Money Management

PiggyVest ensures that all the money saved on its platform is managed properly. The company warehouses and manages the funds through AIICO Capital, the leading asset management company in Nigeria. AIICO Capital is registered and licensed by the Securities and Exchange Commission (SEC), which means that they comply with regulatory requirements and standards.

Card Details Security

PiggyVest guarantees the safety of your card details. They partner with Paystack, a leading Nigerian payment processor that is PCIDSS-compliant, to handle your card details. This means that your card details are secure and protected from fraudulent activities. PiggyVest uses SSL encryption to ensure that your data is secure and cannot be accessed by unauthorized third parties.

Overall, PiggyVest is a safe platform to use for saving and investing money. PiggyVest is a registered financial institution that implements security measures to safeguard both your funds and personal information.

How to Save Money on PiggyVest

Step 1: Create an Account

To start saving on PiggyVest, you need to create an account. The registration process is straightforward and requires your phone number, password and name.

Step 2: Choose Your Saving Option

PiggyVest offers several saving options, including PiggyBank, Safelock and Target Savings. Choose the best option for you.

PiggyBank: With PiggyBank, you can set how much you want to save automatically and the frequency, whether it’s daily, weekly or monthly. You can also save manually whenever you want.

Safelock: Safelock allows you to lock a portion of your savings for a set period. You earn interest on the locked amount, and you can choose when you want to withdraw.

Target Savings: With Target Savings, you set a savings goal, invite friends to join you and choose a withdrawal date.

Step 3: Set Your Details and Start Saving

Once you have chosen your preferred savings option, set your details and start saving. For instance, if you opt for PiggyBank, set the amount you want to save automatically and when you want it to be deducted. If you prefer to save manually, you can do so anytime by logging into your account and selecting the QuickSave option.

How to Invest Money with PiggyVest

Step 1: Create an Account

To start investing on PiggyVest, create an account by providing your details and signing up.

Step 2: Navigate to Investify

Once you are logged in to your PiggyVest account dashboard, navigate to the “Investify” or “Invest for the Future” section.

Step 3: Review Investment Opportunities and Invest

PiggyVest offers various investment opportunities that you can explore. Review them and choose the one that aligns with your investment goals. The minimum investment amount is N3000 for most opportunities.

When you invest, your money is pooled with that of other investors and invested in a venture. You earn interest on your investment, which is paid periodically. PiggyVest offers up to 25% returns on investments, making it an attractive investment option.


Saving and investing with PiggyVest is a simple and secure way to grow your money. By following these steps, you can start saving and investing today and watch your money grow over time.

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